影響信貸評級：破產通常會導致信用評級的急劇下降，而重組的影響則較為溫和。債務重組過程中，信貸評級可能受到影響，而在清還貸款前，欠債人不能再借貸或申請信用卡。 Even though it isn’t unachievable to move a credit score Check out although in an IVA, it will eventually continue to be on your credit file for 6 decades from your date it was accepted, which could affect your ability to get cred... https://drp33332.dailyblogzz.com/30355908/the-2-minute-rule-for-債務舒緩-ivadrp-top