IVA is really an abbreviation for Unique Voluntary Arrangement. It was introduced as an alternative to individual bankruptcy as a way that you should apparent problem debts at a rate you can afford, whilst protecting your belongings. 申請債務重組失敗後可以選擇申請結餘轉戶,以低息的貸款償還原有較高息的債務。 一般銀行只要求債務人變賣可套現資產物業,以減輕欠債額。現時大部份負資產人士及需... https://stephenepbmv.webdesign96.com/30202789/the-single-best-strategy-to-use-for-債務舒緩債務重組分別-hkdrp-top